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  San Diego First Time Home Buyer ProgramsCity of San DiegoDown Payment/Closing Cost Grant - Up to $15,000 Down Payment Assistance Areas: City of San Diego Maximum Purchase Price: $454,100 Condo Conversion Loan Program: Up to 15% of purchase price. Program is for renters displaced by condo conversions. Areas: City of San Diego No Maximum Purchase Price Downtown Loan Program: Up to $75,000 Areas: Downtown neighborhoods with the Centre City or Horton Plaza redevelopment project. Shared Appreciation Program: 25% of purchase price. Areas: City of San Diego Maximum Purchase Price: State Funds- No Limit Federal Funds-$454,100 MCC Program - Federal Income Tax Credit of 15% or 20% of the annual interest you pay on your home loan. Loan Amount = $250,000 x 6% x .20 = $3000.00 annual tax credit or $250/m. May be used in conjunction with the City Down Payment Assistance Programs. Areas: City of San Diego. Maximum Purchase Price: $505,086-$672,600 depending upon Census Tract. Apply now to be pre-qualified.  Affinity Financial - 10650 Treena St #103 - San Diego, CA 92131 Office Phone: (858) 693-5400 Fax: (858) 693-4050 Toll Free Phone: 866-365-6428
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